LoanDeskby Sunrise Associates Call +91 98142 51534

Business loans

Yes at the branch, no at the credit desk?

On a ₹1 crore+ business loan the file is read again at the credit desk. We fix it before it goes in. The same need can be a cash credit limit, a term loan or a loan against property, and each goes to different lenders.

Step 1 of 2 · 30 seconds

What do you need?
How much?

No documents, PAN or CIBIL score here. We don’t pull your credit report.

LoanDesk by Sunrise Associates is a loan advisor (DSA), not a bank or lender. Loans are subject to the lender’s approval and terms.

  • A call within 24 hours
  • A one-page written comparison, dated
  • If your current offer is the best fit, we’ll tell you

Which facility fits your business?

Naming the right product is half the work. The rest is presenting it the way the lender reads it.

  • Working capital

    Cash credit or overdraft against stock and receivables, for the cycle between buying and being paid.

  • Machinery and expansion

    Term and project loans for plant, premises and new capacity, structured to your cash flow.

  • What lenders read

    Turnover, banking history and existing borrowing, in the lender’s own format. Gaps are what stall files.

What we check before we submit

  • Which facility fits the need, and which lenders offer it
  • Banking and turnover tell one consistent story
  • Existing borrowing and charges are declared
  • The security offered and its valuation
A desk with a folder beside a glass wall onto a small factory floor

What you get

A call within 24 hours

From your advisor, on the number below.

Your options compared

Interest rate, charges, tenure and processing time across 22+ banks and NBFCs, one lender at a time.

One page in writing

Dated and itemised. If your current offer is the best fit, it says so. 2 working days

Tilak Raj Bansal, founder of LoanDesk, by his office window at dawn

Who is behind LoanDesk

Tilak Raj Bansal

Founder · Chandigarh

LoanDesk is led by Tilak Raj Bansal. An advisor from our team calls you from +91 98142 51534.

One advisor handles your file from the first call to disbursal.

How it works

  1. Tell us

    Loan type and amount. No documents.

  2. We call

    We ask what you need and what you were told.

  3. We compare

    One lender at a time, in writing.

  4. You decide

    No deadline from us.

When documents are needed, your advisor collects them in person or through a secure process. Never through this page or WhatsApp.

Come and see the desk

Offices in Chandigarh and Gurugram. Serving clients across India.

Questions people ask first

Which facility fits my business?
It depends on whether the need is for working capital, equipment or property, and on your security and cash flow. Your advisor names the product on the first call.
Do you work with MSMEs with mixed cash and banking flows?
Lenders differ in how they read these. We tell you which fit and which will not, before we submit.
Do I pay you anything?
No. You never pay us. The lender pays us when your loan is disbursed. If a lender charges its own processing fee, your advisor tells you the amount and its refund policy in writing before you pay it to the lender.
What documents do you need from me?
None to request a comparison. If you go ahead, your advisor gives you a list for your loan type and collects the documents in person or securely.
Are you a bank?
No. We are a loan advisor (DSA). We arrange loans with banks and NBFCs. Approval and terms are the lender’s decision.

Find out before you sign, not after.

30 seconds. No documents. A call within 24 hours.

Start my free comparison

LoanDesk by Sunrise Associates is a loan advisor (DSA), not a bank or lender. Loans are subject to the lender’s approval and terms.